公告日期：2026-09-18

VCREDIT Holdings Limited

維信金科控股有限公司

(registered by way of continuation in the Cayman Islands with limited liability)

（以存續方式於開曼群島註冊成立的有限公司）

（Stock Code 股份代號：2003）

NOTIFICATION LETTER 通知信函

18 September 2026
Dear Non-registered Shareholder(s) (1),
VCREDIT Holdings Limited (the “Company”)

- Notification of publication of Interim Report 2026

(the “Current Corporate Communication”)

The English and Chinese versions of the Current Corporate Communication are now available on the Company’s website at www.vcredit.com and the
website of The Stock Exchange of Hong Kong Limited at www.hkexnews.hk respectively (the “Website Version”). The Company strongly
recommends you to access the Website Version of the Current Corporate Communication.

If for any reason you have difficulty in gaining access to the Website Version of the Current Corporate Communication and/or would like to receive
the Current Corporate Communication and all future Corporate Communications(2) in printed form, please download, complete and sign the
accompanying Request Form and return it to the Company’s branch share registrar in Hong Kong, Tricor Investor Services Limited (“Branch Share
Registrar”) at 17/F, Far East Finance Centre, 16 Harcourt Road, Hong Kong by post using the provided mailing label (no stamp is needed if posted
in Hong Kong) or by email to 2003-ecom@vistra.com. The Company will upon request promptly send the Current Corporate Communication to you
in printed form free of charge.

Should you have any queries relating to this notification letter, please call the Branch Share Registrar’s telephone hotline at (852) 2980 1333 during
business hours ……
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