公告日期：2026-04-24

VCREDIT Holdings Limited

維信金科控股有限公司

(registered by way of continuation in the Cayman Islands with limited liability)

（以存續方式於開曼群島註冊成立的有限公司）

（Stock Code 股份代號：2003）

NOTIFICATION LETTER 通知信函

24 April 2026
Dear Non-registered Shareholder(s) (1),
VCREDIT Holdings Limited (the “Company”)

- Notification of publication of Annual Report 2025, Circular dated 24 April 2026 together with Notice of Annual General Meeting (collectively the “Current Corporate
Communications”)

The English and Chinese versions of the Current Corporate Communications are available on the Company’s website at www.vcredit.com and the website of The Stock Exchange of
Hong Kong Limited (the “Stock Exchange”) at www.hkexnews.hk respectively (the “Website Version”). The Company strongly recommends you to access the Website Version of
the Current Corporate Communications.

If for any reason you have difficulty in gaining access to the Website Version of the Current Corporate Communications and/or would like to receive the Current Corporate
Communications and all future Corporate Communications(2)in printed form, please download, complete and sign the accompanying Request Form and return it to the Company’s
branch share registrar in Hong Kong, Tricor Investor Services Limited (“Branch Share Registrar”) at 17/F, Far East Finance Centre, 16 Harcourt Road, Hong Kong by post using
the provided mailing label (no stamp is needed if posted in Hong Kong) or by email to 2003-ecom@vistra.com. The Company will upon request promptly send the Current
Corporate Communications to you in printed form free ofcharge.

Should you have any queries relating ……
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